Lending Training

Attend this proactive webinar and learn a comprehensive approach to financial statement and cash flow analysis. The session will begin with analyzing the four financial statements- Income Statement, Statement of Retained Earnings, Balance Sheet, and Statement of Cash Flows. Recorded Nov. 8, 2022.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

This webinar will provide the banker with several advanced tax return concepts and related analyses to help them more effectively work with their business customers. Recorded Dec. 13, 2022.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

A brief overview of the risks of agriculture lending which includes assessing farm management, review of the market impacts, what to look for on the balance sheet and schedule F as well as a quick run down of the various loan structures to be used. Recorded March 17, 2022.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

In light of latent asset quality concerns and stock market valuations that have hammered the financial services sector, Bank M&A has slowed significantly. Moreover, COVID has dramatically increased the transformation to digital banking. Recorded March 29, 2022.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

The Bank Secrecy Act (BSA) is one of the main tools the Federal Government uses to combat financial crimes and terrorist activity. The BSA requires banks to assist in preventing crime by enacting sound policies regarding reporting, recordkeeping, and monitoring of potentially criminal activity. This course is intended for those involved in all aspects of the loan process. This includes lenders, loan operations, lending assistants, and credit departments. 

ICBA Member - $179.00
Non-Member - $299.00

During this one-hour webinar, your presenters, Kristen Ritter and Clint Jay from TIB Consulting Solutions, will provide a regulatory update and share common issues that have been creeping up in examination findings so that you can anticipate possible areas of concern and improve your procedures and controls. Recorded May 12, 2022.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

During this 60 minute webinar, your presenters, Kristen Ritter and Clint Jay from TIB Consulting Solutions, will provide regulatory updates and share common issues that regularly come up. Recorded Nov. 1, 2022.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

In this quick "lunch and learn" video, Deborah Phillips, Senior Vice President, Payments & Technology Policy, ICBA and Senior Vice President, Industry Relations, ICBA Bancard breaks down the what, why, and how of Buy Now Pay Later (BNPL) with Scott Broughton, Senior Vice President, Marketing and Client Engagement, ICBA Bancard.

Together we analyze the MDI industry’s competitive advantages and collective challenges. We also present suggestions for improvements for capital management and a complimentary, bank-specific study to aid management in evaluating investment opportunities for MDI’s.

Free

This webinar will begin with a brief overview of Commercial and Industrial (C&I) loan products including working capital lines of credit, ABL facilities, and equipment financing (loans/leases) and their typical structure. Recorded July 28, 2021.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

This webinar will begin with a review of “commercial real estate” including types of properties and demand/supply in the “current” market. The session will then cover the entire “loan process” by which a commercial real estate (CRE) loan is marketed, underwritten, approved, documented, “closed,” and monitored.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Recorded 2020.

ICBA Members: $849
Nonmembers: $1349
Unlimited Webinar Pass subscription: $0

An introductory primer on understanding the income statement and balance sheet of a commercial enterprise looking at four industries.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Rent rolls and cash flow are just the start in the risk of lending on commercial real estate. Whether it is owner occupied, investment or development, knowing what to look for will in terms of risk, will assist in avoiding headaches and losses in the future.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

During this webinar bankers will learn about the different customer channels available and their associated risks, potential third-party partners, and costs to the business. 

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Organizational change requires buy-in from all parts of the business—from bank directors to senior management to bank staff. 

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Digital transformation often requires the assistance of outside vendors to achieve goals that lead to organization efficiency, increased revenue, and customer satisfaction. 

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Challenges will likely arise during your bank’s digital transformation process. This final webinar of the series will address potential obstacles to progress, roadblocks or stumbling blocks for community banks, and proven problem-solving techniques community banks can use to overcome these challenges during their digital transformation journeys.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

What does digital transformation look like at community banks? And how can it be leveraged for improved customer interactions and performance? It requires an exploration of how your customers interact with your bank and finding new and innovative solutions to improve their experience with your brand.

ICBA Members: $599
Nonmembers: $899
Unlimited Webinar Pass subscription: $0

What is digital transformation? This session delves into integrating digital technology into all areas of the business, changing how a bank operates and delivers value to customers. 

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Topics covered: Crime Statistics, Working from Home Safeguards, Working from the Office Issues, New Banking Environment, COVID Fraud Developments, Risk & Vulnerability Assessments, Physical Security Assessments. Recorded April 27, 2022.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Sexual harassment and other forms of illegal discrimination are damaging to organizations, employees and society at large. This training will give employees a greater understanding of harassment and illegal discrimination, how they can be prevented, and the processes to follow when a complaint is made.

ICBA Member - $179.00
Non-Member - $299.00

This webinar will cover the basics of how to craft an effective commercial loan write-up.This session will begin with a brief overview of loan write-ups or credit memorandums including types, styles, and necessary component parts (relationship information, financial analysis, management review, and risk assessment/mitigation). Recorded Sept. 20, 2022.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Consumer credit is an important element of the United States economy. A consumer’s ability to borrow money easily allows a well-managed economy to function more efficiently and stimulates economic growth. Typical purchases that are financed would include homes, cars, and recreational items. In this course we will discuss an overview of the different types of credit, the 5 C’s of credit, the loan process and consumer lending compliance.

ICBA Member - $179.00
Non-Member - $299.00

Banking laws and regulations have existed for decades however since the financial crisis beginning in 2008, the amount of regulations have grown significantly, mostly in part due to the enactment of the Dodd Frank Consumer Protection Act of 2010. It is imperative that lenders, loan operation staff, management and board of directors are aware the compliance rules when accepting and originating applications for credit at their banks. This course will provide an overview of the laws and regulations that affect the lending side of the bank. This course is intended for a variety of job whom work in the lending area of the bank, including loan assistants, credit departments, lenders, loan operations, management, and board of directors.

ICBA Member - $179.00
Non-Member - $299.00

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Leadership skills are critical to lead your own career; to lead others to greatness and to leave what’s “comfortable and safe” to move to new territory and adventure for yourself to flourish. Along with leadership comes courage…the courage to do all those things, plus negotiate for yourself in the workplace. Recorded June 9, 2022

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Your institution is unique so your strategic plan should be unique as well. Too often, executives and directors will construct a strategic plan from old plans, use strategies that no longer work, or just brainstorm based on emotion or intuition. November 29, 2022

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Global cash flow analysis is a growing requirement in the commercial lending segment.  The hardest part of accurately calculating a borrower’s cash flow is the assessment of the tax returns.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

This webinar introduces the attendee to the relationships that exist in the UCA cash flow model, picks out where the cash in the firm has been pooling, and assesses managements strengths and weakness in controlling cash.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0

Early identification of weakening credits is critical to managing credit risk. This overview defines the attributes of a declining credit, assists in determining exit or rehab as well as a brief look at action plans.

ICBA Members: $219
Nonmembers: $319
Unlimited Webinar Pass subscription: $0