Credit Card Program: A Fully Customizable Credit Card Solution for Your Community

Through our Total Card Management^® (TCM) Program, you can bring individuals, small businesses, and larger local organizations a well-rounded selection of credit cards branded with your logo — without the risk, liability, or hassle of starting and managing the credit cards yourself.

Start-up Program

If your bank doesn’t offer credit cards, we’ll get you started. With our helping hand, you’ll expand services with current customers, promote new capabilities to prospects, and gain a profitable revenue stream. Best of all, you’ll do it without the risk, liability, compliance work, and cost.

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Portfolio Purchasing

TCM Bank is the only purchaser of credit card portfolios dedicated to working with you instead of competing with you. If we purchase your portfolio, you can continue providing branded cards without losing control of your customer base.

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High-Touch Service

We’ll be an extension of your own team and continue the high-touch service your customers expect while delivering market-leading payment technologies and innovations to elevate your brand. Our in-house customer contact center provides the kind of personal service your customers receive when they walk into your branch.

Total Card Management Program

• Share in interchange income
• New account incentive
• TCM is responsible for credit and fraud losses
• Full product suite: Personal, Secured, Business, Purchasing cards
• Compliance relief
• Multi-channel marketing support
• Dedicated relationship manager